Many people never expect to find themselves in debt, but circumstances beyond a person’s control can sometimes result in them falling behind on their payments. When this happens, their creditors may choose to pass the debt on to a collection agency to try to recover...
If you have fallen behind on your debt payments, there are ways to get back on track. But if you don’t, you could be confronted by a collection agency that seeks to collect on the debt. There are more than 7,000 third-party debt collectors operating in the United...
A debt consolidation loan rolls multiple balances into a single, new one that typically has a lower interest rate than those on your existing debt. It also comes with a set repayment schedule, which can help keep you motivated to pay it off. However, it can backfire...