How to Deal With Debt Collectors

Debt collectors are third-party companies that collect money from people on credit cards, auto loans, mortgages and other types of debt. They are also called collection agencies, debt buyers or debt servicers. The Fair Debt Collection Practices Act defines a debt...

Debt Collection – What Are My Rights?

Debt collection is the process of trying to recover debts that have gone unpaid. This includes credit card balances, telephone bills, utility payments and back taxes. The creditor or lender may turn the debt over to a collections agency, or sell it off for less than...

How to Apply For a Debt Consolidation Loan

A debt consolidation loan is a loan that helps you pay off multiple high-interest loans. It often offers lower interest rates than many credit cards, which can save you money on the overall cost of the loan. Debt consolidation may also help you simplify your monthly...

Is a Debt Consolidation Loan Right For You?

If you’re struggling to manage multiple debts, a consolidation loan could be a good way to lower your payments and make it easier to keep up with repayments. But don’t assume that it’s the only solution for your financial problems – there are other options that may be...

How Does Debt Consolidation Work?

Debt consolidation is a financial move that involves combining several debts into one, usually a loan. This helps borrowers manage their finances more easily because they have only one lender and a single payment to worry about each month. It can also improve credit...

How to Apply For a Debt Consolidation Plan

If you have debt, a debt consolidation plan can help you pay off all of your bills in one place and simplify your monthly payments. It can also help you save on interest. However, there are a few things to keep in mind before you apply for a debt consolidation loan....

Debt Collectors and Collection Agencies

Debt collectors are companies that collect money from people who owe them. They can contact you by mail, phone, fax, or in person. They can also use databases to find people who owe money and attempt to get them to pay their debts. Debt collection is a legitimate...